Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, National Association that provides various banking products and services for commercial businesses, and professionals and entrepreneurs. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as other treasury management services, including information services, wire transfer initiation, ACH initiation, account transfer, and service integration; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing for working capital, internal growth, and acquisitions, as well as financing for business insurance premiums; real estate term and construction loans; mortgage warehouse lending; mortgage correspondent aggregation; equipment finance and leasing; medium- and long-term tax-exempt loans; treasury management services, including online banking and debit and credit card services; and letters of credit. In addition, it offers personal wealth management and trust services; certificates of deposit and IRAs; interest-bearing and non-interest-bearing checking accounts; traditional money market and savings accounts; secured and unsecured loans; and online and mobile banking facilities. It primarily serves clients in Austin, Dallas, Fort Worth, Houston, and San Antonio metropolitan areas of Texas. The company operates full-service locations in Austin, Dallas, Fort Worth, Houston, and San Antonio. Texas Capital Bancshares, Inc. was founded in 1996 and is headquartered in Dallas, Texas.